Cash flow

Effective cash flow management is crucial. The business cliché is true: turnover is vanity; profit is sanity; cash is reality. But what does it mean?

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Cash flow - overview

Effective cash flow management is crucial. The business cliché is true: turnover is vanity; profit is sanity; cash is reality. But what does it mean?

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ARTICLE

Negotiating a purchase - checklist

Many people are unsure when it comes to negotiating purchases, but you could be allowing suppliers to walk all over you. Read our helpful tips.

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Purchasing effectively - checklist

Effective purchasing can make the difference between business profit and loss. Our helpful checklist explains how to get the best from your purchases.

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How to take payments

Getting paid is crucial for any small business. Whether you invoice, take payments online or in person, make it easy for customers to pay you.

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Credit control

Credit control helps you optimise your cash flow and avoid late payment or non-payment. Read our guide to setting up a credit control system.

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Budgeting

While you can't know exactly what the future holds, budgeting reduces uncertainty and helps you anticipate problems. Here's how to create a budget.

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Collecting debts - checklist

Almost every business will experience late payment at some point. This practical checklist will help you recover the money you are owed.

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Controlling costs - checklist

Our helpful checklist will show you the areas to target when you're trying to understand or reduce business costs.

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Controlling credit - checklist

To avoid the risk of late payment - or no payment at all - it's essential to vet the people you offer credit to, and make your terms clear.

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ARTICLE

Drawing up a budget - checklist

A helpful checklist on drawing up your business budget, including what to put in it and who to involve in the process.

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VIDEO

Manage your cash flow

In this video Sharon Coull, head of finance at Sage’s Small Business Division, explains how to manage your cash flow, crucial for any business.

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VIDEO

How to maximise your cash flow

With cash flow remaining a huge challenge for thousands of businesses, what help is available to ensure SMEs stay in the black and out of the red?

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ARTICLE

Q&A: Debt recovery

Solicitor Kiranjit Virk of Tollers LLP answers key questions about recovering debts through the courts, including using the 'small claims track'.