Cash flow

Effective cash flow management is crucial. Learn tips and techniques to help you maintain a positive cash flow and keep your finances in the black.

Cash flow - overview

Effective cash flow management is crucial. Learn tips and techniques to help you maintain a positive cash flow and keep your finances in the black.

Cost cutting illustration
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Cutting costs: where do I start?

When your business is ticking over nicely, you can keep spending focused on the right areas. Limiting expenditure could keep you in the black.

A female customer pays for her flowers in a florists using a card payment
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How to take payments

Getting paid is crucial for any small business. Whether you invoice, take payments online or in person, make it easy for customers to pay you.

man showcasing a piggy bank
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Controlling credit - checklist

To avoid the risk of late payment - or no payment at all - it's essential to vet the people you offer credit to and make your terms clear.

man showcasing a piggy bank
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How to control credit - checklist

To avoid the risk of late payment - or no payment at all - it's essential to vet the people you offer credit to and make your terms clear.

The letters DEBT on wooden blocks wiht more blocks being stacked on top
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Collecting debts - checklist

Almost every business will experience late payment at some point. This practical checklist will help you recover the money you are owed.

The letters DEBT on wooden blocks wiht more blocks being stacked on top
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How to collect debts - checklist

Almost every business will experience late payment at some point. This practical checklist will help you recover the money you are owed.

Moodboard with 'Costs' in the centre
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Drawing up a budget - checklist

A helpful checklist on drawing up your business budget, including what to put in it and who to involve in the process.

A female business owner sits at her desk and carefully checks her budget
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Controlling a budget - checklist

Staying on top of your finances is vital if you want your business to succeed. Read our handy hints on controlling your budget.

Controlling costs brain storm on notepad
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Controlling costs - checklist

Our helpful checklist will show you the areas to target when you're trying to understand or reduce business costs.

man controlling stock
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Controlling stock - checklist

Poor stock control can seriously impact your cash flow, lead to inefficiency in supplying customers, increased storage costs and wastage. Here's how to control your stock levels.

man controlling stock
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How to manage stock - checklist

Poor stock control can seriously impact your cash flow, lead to inefficiency in supplying customers, increased storage costs and wastage. Here's how to control your stock levels.

A calculator is being used to calculate customer credit
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Essential guide to credit control

Credit control helps you optimise your cash flow and avoid late payment or non-payment. Read our guide to setting up a credit control system.

Businessperson performing budget calculations
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Essential guide to budgeting

While you can't know exactly what the future holds, budgeting reduces uncertainty and helps you anticipate problems. Here's how to create a budget.

'COST' written on a piece of paper that's been cut in half by a pair of red scissors
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Controlling your costs

While you may not be able to influence how much customers spend, you can do is to control your costs and look at variable and fixed costs.

'COST' written on a piece of paper that's been cut in half by a pair of red scissors
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How to control costs

While you may not be able to influence how much customers spend, you can do is to control your costs and look at variable and fixed costs.

An angry businessman tears up a supply contract following a dispute
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Q&A: Supply contract disputes

Supply contracts set out key terms and conditions, but what should you do when a supplier's performance falls short of the mark? Here are some tips.

A business woman worries how she will pay her bills after overtrading and accepting too many orders
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Q&A: Overtrading

It is easy for businesses to stretch finances too far when orders suddenly increase. We look at what overtrading is and how it can be avoided.

Women paying for for her shopping using her debit card
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Five ways to improve cash flow

Cash flow is vital to every business. Rory MccGwire explores ways you can improve your business's cash flow from using accounting software to increasing sales, stock control to reviewing pricing.